who do we work with
We work with businesses as well as couples & families.
Businesses
Developing a financial plan for your business is critical for its long term success. Our team will help you pinpoint annual goals based on your business’ strategic plan. This will allow us to develop projections for the future. These projections are then used to determine your financial needs for the year and to plan for unexpected expenses. We also use these projections to monitor your financial status to ensure action is taken before things get out of hand.
Couples & Families
We love to help families plan for their futures and achieve their financial goals. We work with couples and families of all sizes to help them determine their short-term and long-term goals and then execute a plan to achieve those goals. Whether you’re planning to grow your family, save for retirement, pay off your home or save for your children’s education funds, we’re here to help. Setting a budget and monitoring your spending is an integral part of of a family financial plan. Tracking your spending and planning for an annual budget review is a great way to stay on top of your finances and avoid overspending. We also help couples and families manage their debts. Ensuring that you’re accounting for debt repayment in your family financial plan will help you reach your financial goals sooner.
how do we help
There are a variety of services availble to you.
Investments
Our team will help come up with an investment plan that fits your goals and preferred risk tolerance. We use a range of best-in-class products and services to help manage and optimize your portfolio. All portfolios are monitored, adjusted, and rebalanced on a regular basis to ensure it reflects your personal goals.
Tax Planning
We work to ensure you keep more of your hard-earned money in your pocket. At Assante Wealth Management, we use a variety of tactics to minimize the amount of taxes that you owe:
-Choosing tax-deferred and tax-exempt options
-Optimizing tax-preferred income in non-registered plans
-Establishing trusts and endowments
-Splitting income among family members
Life Insurance
Investing in life insurance is a great way to give you peace of mind that your loved ones will be taken care of in the event that the unthinkable happens. Life insurance can help cover your family’s expenses, help them have a more secure financial future, and protect them from any financial burden. Our team will work with you to ensure you have a life insurance policy that works for you and your unique circumstances.
Estate Planning
It’s never a bad idea to plan ahead and ensure a smooth transition for your family members. We work with our clients to develop a detailed estate plan that will help eliminate undue stress and hardship for your family in the future. We are happy to offer assistance with:
~Transfer of assets
~Minimizing capital gains taxes and probate fees
~Maximizing tax-exempt opportunities
~Charitable gift planning
~Estate freezes